Welcome to Feehist! These Terms and Conditions (“Terms”) govern your use of our website, www.feehist.com (the “Website”), operated by Feehist (“we,” “us,” or “our”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the Website.

1. Use of the Website

  • Purpose: Feehist provides informational blog content related to insurance topics, including auto, car, home, and business insurance. The content is for informational purposes only and does not constitute professional advice.
  • Eligibility: You must be at least 18 years old to use this Website. By using the Website, you represent that you meet this age requirement.
  • Prohibited Use: You may not use the Website for any unlawful purpose, to infringe on any third-party rights, or to distribute harmful or malicious content (e.g., viruses, malware).

2. Intellectual Property

  • All content on the Website, including text, images, graphics, logos, and design elements, is the property of Feehist or its licensors and is protected by copyright, trademark, and other intellectual property laws.
  • You may not reproduce, distribute, modify, or create derivative works of any content from the Website without our prior written consent, except for personal, non-commercial use (e.g., sharing a blog post with proper attribution).

3. Content Disclaimer

  • The information provided on Feehist is intended for general informational and educational purposes only. It is not a substitute for professional insurance advice, financial planning, or legal consultation.
  • We strive to ensure the accuracy of our content, but we do not guarantee that all information is complete, up-to-date, or error-free. Your reliance on any information from the Website is at your own risk.

4. Third-Party Links

  • The Website may contain links to third-party websites or resources (e.g., insurance providers or comparison tools). These links are provided for your convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites.

5. User Contributions

  • If you submit comments, feedback, or other content to the Website, you grant Feehist a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and display such content in connection with the Website.
  • You are responsible for ensuring that your contributions do not violate any laws or third-party rights (e.g., copyright, defamation).

6. Limitation of Liability

  • To the fullest extent permitted by law, Feehist and its affiliates, officers, employees, or agents will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website or reliance on its content.
  • We are not responsible for any losses or damages caused by interruptions, errors, or technical issues with the Website.

7. Indemnification

  • You agree to indemnify and hold harmless Feehist from any claims, losses, or damages (including legal fees) arising from your use of the Website or violation of these Terms.

8. Changes to These Terms

  • We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after such changes constitutes acceptance of the updated Terms.

9. Termination

  • We may suspend or terminate your access to the Website at our sole discretion, without notice, if you violate these Terms or for any other reason.

10. Governing Law

  • These Terms are governed by the laws of [insert your country/state, e.g., “the United States and the State of California”], without regard to its conflict of law principles.

11. Contact Us

  • If you have any questions about these Terms and Conditions, please contact us at: